Mc Number Insurance Requirements

Product 1 Product 2
Xyz Insurance

In the world of motor carriers, meeting the necessary insurance requirements is of utmost importance. The Federal Motor Carrier Safety Administration (FMCSA) has established specific guidelines and regulations to ensure that motor carriers have the proper insurance coverage in place. In this article, we will delve into the topic of MC number insurance requirements and provide you with all the essential information you need to know.

Understanding MC Number Insurance Requirements

First and foremost, let’s define what an MC number is. The Motor Carrier (MC) number is a unique identifier issued by the FMCSA to motor carriers operating in interstate commerce. It is essentially a license that allows carriers to transport goods across state lines. To activate your authority and legally operate as a motor carrier, you must have the proper insurance coverage in place, as well as the BOC-3 (Blanket of Coverage) on file with the FMCSA within 90 days of receiving your MC number.

Cargo Insurance Requirements

One of the key insurance requirements for motor carriers is cargo insurance. Cargo insurance provides coverage for the goods being transported in the event of loss or damage. The FMCSA mandates that motor carriers who haul household goods, such as moving companies, must purchase cargo insurance with a minimum coverage amount of $5,000 per vehicle.

Commercial Auto Liability Insurance

In addition to cargo insurance, motor carriers are also required to have commercial auto liability insurance. This type of insurance provides coverage for bodily injury and property damage caused by your commercial vehicles. According to the FMCSA, the required coverage amount for commercial auto liability insurance ranges from $750,000 to $5,000,000, depending on the type of cargo being transported and the gross vehicle weight rating (GVWR).

See also  How To Cancel Tesla Insurance

The Importance of Proper Insurance Coverage

Having the proper insurance coverage is vital for motor carriers for several reasons. Firstly, it is a legal requirement set by the FMCSA. Failure to have the required insurance coverage can result in severe penalties, including fines, suspension of your authority, or even being shut down altogether. Additionally, proper insurance coverage provides financial protection for both the motor carrier and their clients in the event of accidents, loss, or damage to cargo.

Recommended Product: XYZ Insurance

In line with the topic of MC number insurance requirements, our recommended product is XYZ Insurance. XYZ Insurance is a reputable provider of insurance solutions specifically tailored for motor carriers. With a wide range of coverage options, including cargo insurance and commercial auto liability insurance, XYZ Insurance ensures that motor carriers meet the necessary requirements and have comprehensive coverage in place.

To learn more and get a quote for the XYZ Insurance product, you can visit their official Amazon page here.

Product 1 Product 2
Xyz Insurance


In conclusion, meeting the MC number insurance requirements is essential for motor carriers to legally operate and protect themselves, their clients, and their cargo. Cargo insurance and commercial auto liability insurance are the key insurance types mandated by the FMCSA. It is crucial to ensure that you have the proper insurance coverage with the required coverage amounts. Our recommended product, XYZ Insurance, is a reliable solution to meet these insurance requirements and provide comprehensive coverage. Don’t hesitate to explore the options offered by XYZ Insurance and secure your motor carrier operations.

See also  Gateway Insurance Phone Number

Remember, investing in proper insurance coverage not only ensures compliance with regulations but also provides peace of mind and financial protection in the ever-changing landscape of motor carrier operations.